How 2 get my earnest money deposit back ?

I have 20% down for a property but when I call the bank to get a loan, they either don't do investment mortgages right now (USAA), offer a 15-yr fixed loan (Navy Federal), or require 30% for a deposit (Chase).

- about collecting rent (when is it late, late fees, eviction process, how many do they do per year)- about maintenance (in house or outside contractors, how do you communicate with owner)- about trasacting with owner (what online system do they use, when in the month do they pay owner, direct deposit?)  

If not, you have established grounds for charging their security deposit for a driveway repair/replacement.Is the garage large enough to park the trucks? 

I was reading and on youtube, you can pay the mortgage by depositing all the retirement money and then take out as needed for regular expenses.

Might also be wise to target the younger generation before they get too far into a career or college path.Household income must be 3 times the “Monthly Operation Payment”.Create unique opportunities to create income from excess space in a property (vacation/air bnb, temp housing for travel nurse, students, etc.)Residents may choose to use roommates to meet this requirement.Pet owners buy all the flooring instead of a pet deposit.

Many people have asked about pet and pet deposits. 

@Robert HetrickPer the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).

I would not allow for pets unless you charge a higher pet deposit and higher rent every month.Dogs ruin homes.

Cash flow is king, I deposit cash in my bank account monthly not appreciation.