You'll need 20% for a down payment on a rental and once the debt is paid off, you can use that money to rebuild that savings account.

The debtor will make $200 monthly payments until paid off. 1/3 of the $200 goes to the agency, and 2/3 goes to my account and within this 10% of 2/3 goes to PM as service fee.

I keep all my real estate Investments in Kentucky. 7% or more is the norm for single family residential while in California you most likely land around 3%-3.5% cashflow, you're not even close to cover the interest rate.Definitely check out Midwest states, they offer low entry point and stable rental market.

I have talked to several accountants and lawyers, and have received conflicting information.

This is a good question for your accountant. 

Per IRS it says 27.5 years but does that assume if you are purchasing a new single family rental investment and the depreciation needs to match the deprecation of the home? 

- How can I transfer funds from a traditional brokered IRA account to the SDIRA account? 

call your accountant Good luck 

I’m assuming you’re talking about mobile homes, like single wides and double wides?  

I am considering two properties: 1) A home DeKalb County (Decatur) that is zone R75 for single family zoning.