It can be more difficult finding a bank that'll do it for non owner occupied, but make enough calls (try credit unions in the area), and you'll get one.

My intent is to occupy one and rent out the other. 

Preapproved for a considerable amount of money assuming a two family unit outputting $2K/month rent roll from one unit while I pay the difference if I occupy the second.

So, after consulting with my loan officer it looks like I’d be paying about $1,500 for the mortgage (taxes and insurance included) but my total potential rent would only be around $ 1,700 if both sides are occupied.

Recently closed on a property in Michigan with the seller maintaining the ability to occupy the house after closing.   

Hello All,I have a month to month lease on a tri-plex that I own and occupy one of the units.

Both units appear to be occupied based on the photos. 

However hard money is not for an owner occupied loan.

You can maintain it as your Primary residence and fulfill the owner-occupied requirements.

I can't speak to the specific tax consequences, but this is a very common business model for people that own both the real estate and business that occupies it.