There is no requirement to use their own money, but if they try to obtain financing and fail, there is no financing contingency to avoid contract liability and they will be required to use their own money or be in breach of contract.   

But it's going to be very tough to get a private person to pony up their money unless you have this deal locked down with a contract.You can go to local REIA events in the nearest big city and pitch your deal there.You can work with local self-directed IRA and 401(k) providers to obtain loans from their investors.You can get a gift from family.You can take out a HELOC on your current property and contribute that money toward the purchase.The list goes on...

If so, you need to call the City and ask for a copy of the zoning conditions that apply IN ADDITION to the general regulations.5) The property's zoning history, why it was rezoned, and the likelihood that you can successfully obtain the approval you are seeking.

I recently completed an online application to obtain a Hard Money loan. 

Or, for that matter, certifications that may need obtained.Thanks!

There is also special language - as a disclosure - that has to be included in the certificate of formation. 

Since a title search proves good title that the seller must provide they usually pay for the search, the title policy is an insurance policy with the buyer being the insured, just as your hazard insurance is, so the buyer obtains their own policy.

I know mail outs is the most common but is there anyway to obtain actual phone numbers ?

We're obtaining a line of credit against one of our homes to invest in our RE business.

But down the road, as I pursue more properties, how valuable would it be to obtain a Real Estate License?