So my question is: Could anything change with the mortgage if the LLC is under new ownership (other than a bank potentially calling the loan due which is typically in any 30 year fixed) Then the icing on the cake: Obviously I'm attempting to pull this off right now lol.

The value would only increase if the repairs improved the property.EXAMPLE: replacing a 40-year old kitchen and upgrading it, would add value.Repairing damages to make the property exactly what it was without improving it, adds little to zero value.The new furnace may have added a bit of value, but not much.

In your first sentence you refer to hard money and a DSCR loan.

@Prabhash Shrestha What kind of loan are you approved for that allows 20% down on multi family? 

@Brenda BoralIf it’s a loan he is not in the LLc and there should be a loan agreement.

I have a conventional loan so there are limits to what I can do.

Tenant is responsible for any damage linked to the improvement;3.

Banks fight over giving loans to people with good credit.

These updates modernized the property, improved its curb appeal, and significantly increased its market value.

These updates modernized the property, improved its curb appeal, and significantly increased its market value.