Fewer pendings, more cancelled escrows, buyers asking for all repairs, more buyer credits, etc. and our hold times as rehabbers are up.

On the whole, there are far fewer landlords than there are home owners, since landlords often own multiple properties.

Why would you expect someone to take their time to educate you on a very sophisticated and time-consuming endeavor without getting compensated for it?

Even if it only consumes a puny amount of electric power for the items not within your unit.

The electric meter was bypassed so that the power company would not notice the huge amount of power being consumed by the growing lights.Anyway, they had broken a hole through the basement concrete foundation near the electric meter.

Of course, stay in the habit of paying the balance in full monthly and don't give in to buying consumer items you can't afford to pay with cash.Also, I'd stay away from department store cards as time and time again different "experts" have said that creditors can frown upon that.

Most of the requirements are incorprated to avoid -- Investors ( and some crooks) taking advantage or cheating on Consumers ( First time home buyers) -- so called mortgage fruad.

I prefer to let the people that consume the engineering services set the price levels for labor.

., if the state contract calls for specific performance penalties).Second, the fewer stipulations you include, the more likely the bank is to accept your offer.For me, the only stips I ever include are that we have 3 days from binding agreement to turn over the earnest money and notice that the selling agent (my wife) is also the buyer.On occasion, I've added a stip that says I reserve the right to switch to financing instead of a cash purchase if I so choose, but that there is no financing contingency and that I'll pay cash if for some reason my lender can't perform (I do this because I occasionally decide before closing to finance the purchase instead of paying cash).

It can definitely consume a lot of time with the back and forth.