Here is a blog where I wrote about a recent 42 unit we bought and did creative things to add value. https://www.biggerpockets.com/renewsblog/bought-multi-million-dollar-apartment-complex-age-26/Just a few ways to produce ancillary income:- Laundry Coin laundryDetergent/laundry essentials in a vending machine in the common area laundry rooms.Rent individual W/D to each unit-Parking Garage parkingCovered parkingprime spot parkingJust plain old charge for parking-Renovations Interior units upgradesCommon area renovationExterior upgrades for curb appeal-Vending machines In common areas such as exercise room, pool house, laundry or leasing office-Trash pick up service In high-end buildings they have a service where you can set trash outside your door and for a fee maintenance will go around each night and collect it so the resident doesn't have to carry it to the dumpster.

I still operate a foreclosure buying service in King, Pierce and Snohomish County.  

Much different than being a faceless applicant.

I'm a wholesaler trying to get leads in Westchester NY and have been using Listsource to find my leads.    And have not gotten any calls from the yellow letters/cards that I've sent out to the list. Unlike most newbie...

The surrounding properties are also all zoned SF-2, so there is no existing precedent of a duplex land use nearby that would help your re-zoning application, from SF-2 to SF-3.

Daubs, the seller, Daubs Disposal Service and Daubs Landfill, Inc., neglected to pay the individuals who " either, found the buyer, "Brokered" the deal, or both.

https://www.landlordology.com/do-landlords-need-social-security-numbers/Per the article in the link and looking into Cozy.co they don't collect SSN of applicants.  

I'm now looking for a quality loan servicing company out here in the Bay Area, or anywhere for that matter, if they can help facilitate my payment process to the seller.

Is it possible to borrow using crowdfunding services as a first time investor for a buy & hold property? 

Yes, DENY   I.C.E & the  F.B.I, love to hear about this type of applicant. and one's that ID's and social security numbers and  passport's don't match..