I'll say again what I said at the start was talk to your lender and get that nailed down as much as you can- understanding that they can and may change terms before you close.

Talk with them. 

And NO, I am NOT talking Minneapolis/ St Paul, hell to the no-NO!

Lets talk more  

Hey Shane, I have used these in the past and they work well enough, https://www.amazon.com/REOLINK-Duo-LTE-SP-Continuous/dp/B0BB...

Then 3rd day adjuster visited and later provided estimates of $2.3k that was somewhat I was ok with and meanwhile one dehumidifiers and 4/5 fans were continuously running in basement so far 5 days passed .

The disadvantage of living in NYC is that the prices of homes here are high.The advantage is that our salary is higher than other areas.I think you should consider to continue living in NYC and invest in out of state rentals.The only exception would be, if you can work remote and keep your NYC salary, then I would consider a house-hack elsewhere.

If you're in Dekalb, there's more risk that you may not be able to continue to operate than Fulton, IMHO. 

Sellers Info-Main interest: minimizing capital gains/taxes, preserving estate for his kids-SFH free and clear, no mortgage, purchased 30 years ago for ~$150k-Currently acting as landlord, very likely doesn’t want to continue in this capacity My info:-I want to cash flow the property now -I want to purchase the home now or in the future Property info-No tenant, rent comps $2600-2800-Current comps of $290k-320kI don’t know the sellers full financial picture.

I am a little confused as to how far you think 125k can get you when you are talking about apartments or multiple single-family homes.