My background is a software engineer, but I want to end my 9-5 and start working towards wealth and financIal independence.I recently moved to Chandler, AZ and would love to meet some other wholesalers and potentional investors.

Or you can go out and increase your business and spend that time on something that is either financially, emotionally or spiritually more profitable with the calm and peace of knowing that your taxes were completed properly.

The math is easy: nothing/zip/nada/zero.Conversely, if you change your tactic and start making offers at say 75-90% of list price, and actually pick up a couple of fundamentally sound properties as a result, how will that change your overall financial picture?

Review the financials, rentroll and leases.

The estimated mortgage is cheap enough that even if I didn't have any tenants, it wouldn't really be a financial burden, and would actually be only marginally more expensive than renting commercial space for my growing business.

My first deal was for a 225k house that was in terrible shape; conventional financing wasn’t possible, so Seller had to have an all cash buyer or come TO TERMS with acting as the financier... 

This is a great place to start and then the meetup that meets at the Stardust by Alex Bock and Shawn Farris has a good following.I'm always here to answer any questions you may have on the investment side from a financial standpoint as well!

@Isaac Agbolosoo I believe they use Yodlee to grab transactional data from banks, a service that many other financial software uses (Xero, mint...). 

If the HOA is not financially managed correctly, what else is mismanaged?

.- or you could blame the offer on say your financial position like you’re only approved for that amount or something.I’ve personally called craigslist rental listings to try to buy the property.