The other issue is forest fire risk plus insurers are dropping policies and most insurers won’t write policies there anymore.

Write your goals down on paper to get things done. 

You need to get in writing the delinquencies on rent.

Take good photos and write a good description and you should be fine. 

I have a list of maybe 15 note buyers and feel that if it's not an absolute deal killer, one will accept that they get the head of the note and my loan is 100% LTV against the tail.If you have to partial first to build a note portfolio that meets minimum loan amounts for lenders, then you have an order of operations problemThe only thing I can think of here is to write in the partial sale terms that I have the right to take a loan against up to 50% of the UPB on the note and retain the full right to collateralize it for loan purposes, as if I were the sole principal.

Running a business comes with paying taxes and I will work with my CPA to write-off/depreciate whatever I legally can as a business owner.I see a bunch of discussion around "substantial services".

There are great tax write offs if that is what you need and most passives are getting about 8% cashflow in a well run syndication. 

Did you write them yourself?

Interest is a write off in the states as well and I have learned to really appreciate all the write offs that the real estate portfolio can provide.  

When you mail postcards, you short-target only those homes you like and you write something different depending on where it is so you can connect.