It's an issue of the entire asset class being more vulnerable to downturns (they go down harder and faster they take longer to recover).  

You are making yourself vulnerable expressing to us that you "need help" and I admire you for that.

I was vulnerable because I was 100% reliant on a single source of income.

Frame houses are much more vulnerable to water and the wood rots if there is not proper drainage around the house.

Attorneys are usually willing to give someone a quick phone consult (especially when vulnerable people get bullied).Once you have a clear path forward and know exactly what you need to do, THEN reengage with your adversaries but keep your communications short and formal, and only those required by legal process. 

Small cities tend to be reliant upon a single industry, which makes them vulnerable to economic changes.Jobs - Not just any jobs but jobs that pay similarly to what your target tenant population is making today.

Assuming appreciation will bump the value up in x amount of years is speculation that takes you out of control of your investment and leaves you vulnerable to get burned. 

@Greg MillerHave you discussed with your attorney about whether or not the mortgage being from you individually makes you more vulnerable to the LLC veil being pierced?

Most shingle installations aren’t as vulnerable to bad trim outs on the edges.

That would leave you vulnerable and unable to sell.