Would an appropriate structure be to have each house to be owned by its own LLC and then have an umbrella LLC own them all?

Our current umbrella policy carrier-Geico will cancel our umbrella policy because we will not have a primary home in US.

I have a separate umbrella policy that covers the property, so I'm looking for basic insurance to cover the structure itself.

At one point, I was informed my carrier no longer does umbrella insurance for owners with more than 6 properties, I have to get commercial coverage.

You can purchase an investment property in your name and protect yourself by putting an umbrella insurance policy in place.

Things like:- limits of Liability of $1,000,000 per occurance- additional liability limits in an Umbrella policy- having them name you as an Additional Insured and requiring 30 day notice of cancellation- requiring that they hold you harmless and indemnify you if there is a claim- making their policy PrimaryThere are a lot of other things that can be required and what you ask form will depend on what is available, cost, and how it will impact getting a tenant.Talk to your Agent about what protections (alarm, fire doors, extinguishers, etc.) you need to have in place as a landlord for a business with children there all day.  

No luck with either.I definitely want to cover all these properties (and maybe our boats and cars, too) with umbrella insurance.So:  Who do I call for umbrella insurance?  

I would say as a client it has very little practical implications under which umbrella an agent operates; the key issue is to work with someone who understand what you are looking to do, preferably has done it themselves and can advise you.

But I see what you are saying on the misc. charges that we will have to consider for the current townhome... like umbrella insurance, LLC (for asset protection), utilities, vacancy backup, etc. those would ideally increase the monthly expense by about $300 (or probably more).Seems like a TRICKY situation for us, I guess....

The big things are being able to have individual project areas with distince financial info, but also have an umbrella ability to see how they are all doing, with information about each partners investment across all projects or a single project.