I will have to do some research on other cities in San Diego to see if there is any variation in the law.On another note, it was very cool to go through your property portfolio and see your (mostly) buy and hold strategy over time.

I'd like to pose a slight variation on the original question. 

I won both Tax Court cases without having to litigate (IRS conceded the cases before trial). 

If you know other investors in the area or property managers, you can always ask them for who they would use and if they have any referrals otherwise you'll have to just go through trial and error to find people you trust to do the work.Sounds like a bit of bad luck, did you do an inspection on the places before buying?

Typically, you will see loan options around 65-75% LTV and borrowers will need to bring 10% of the purchase price plus closing costs to settlement, or some variation of that sort.

They have been so successful that at least 13 states now have them and others have different variations of them. 

They never talk about the head aches and trials they went through.

It takes A LOT of research, studying, learning, absorbing, trial and error... and courage and humility.

There are many variations of such homes.

Here is the link https://www.courts.phila.gov/   Under SEARCH COURT RECORDS, click on Search Trial Division - Civil Dockets