If you’re open to it, bringing in investors with clear terms could help you leverage your strong track record and deal flow to expand faster.

Check out the Short-term and Vacation Rentals forum.

Just trying to get favorable terms as compared to conventional loans.

Well, we are getting into the cold months and without going into too much detail, it's become extremely scary to talk with them and try and amicably handle requests.

@Mark F Thanks for the detailed response! 

As I see it, the only ways that real estate pays you well in the first 3-5 years is low to no leverage or a strategy that requires more work (short term rental, mid term rental, rent by the room, etc.).  

They were abandoned and needed significant work which wasn't a huge issue but in terms of HUD owned properties i heard there can be significant processing periods.

@Jay Hurst thank you for this detailed message.

Long-term single or small multifamily rental would be our strategy to go. 

The terms may be more favorable, if you are just starting out a bank maybe nervous to do 3 at once, therefore their perceived risk will likely be reflected in less favorable terms.