Where should I start?

I've talked to a ton of lenders and if they know it's an investment property, you're looking at 15-20% down minimum (non owner occupied).

You should look at AirDNA for information about short term rental in the area.

@Kenny Smith the data I saw yesterday from Metro Denver Economic Development Corporation says that the front range is losing a few folks and the Western Slope is gaining a few more that your above number so while Colorado is gaining, the front range is losing and the Western Slope is gaining more.

This is an industry problem. 

DSCR should be your best option since you won't be eligible for conventional with 5-units.Right now DSCR is at low seven.

I wanted to give an update.  

I get that you’re trying to drum up business for your interior design services, but i’d recommend replying to other people‘s posts with helpful info, not spamming this forum with new posts that don’t introduce anything insightful.Finally, for folks reading this, I would add that there are amazing interior designers in places like Romania and Brazil and Sri Lanka who will do complete redesigns for you at very inexpensive prices.

i fyour getting paid off when the vertical loan goes on.. then your in first position . so not sure what the issue is? 

During the winter like Oct-March, I always get applications from low credit scores.