Dept store cards typically have the highest rates, worst fees, worst penalties and if you can only use them at dept stores they tend to create situations where people buy items (clothes, shoes, electronics) that they cannot afford.

Can you imagine no designer clothes - just being happy to have shoes on your feet even if they are 3 sizes too big?

But someone in my shoes and the drive to make a deal happen, I am going to look at every possible way even if it may look stupid to some.

Put in a shoe rack for the ladies, as most of you wouldn’t even think about that little upgrade.Once the closet is done, I’m back patching and painting the rest of the room.

If you want to start investing, anything east of Fontana is a lot cheaper than where you live.If I were in your shoes, I would start with 2+ units, live in one, rent out the other(s).

You probably don’t think of Nike as the kind of company that makes the soles of its shoes in a garage with a waffle iron.

Put yourself in the banker's shoes, or better still in his boss's shoes.

If I had not been wearing tennis shoes, I doubt I'd be here today.

And now a word about intelligence analysis...With the advent of computers, we can process tasks a lot faster than with good old shoe leather.

If I were in your shoes I'd "digest" what I've got, make sure my cash position is very strong and save the money for my next down payment.