Thanks Bill for you invaluable insight.Are there any exception to 12 months residency for primary home loan ie change in school, job. 

You'll want to look in areas that have better regarded schools than others parts of town.  

- Are the markets likely to experience the most rent and price growth going forward likely to be:     - Markets with the lowest supply coming online    - Markets with the best schools    - Markets with the lowest crimeAnyways - food for thought!

Also look for non-rental neighborhoods with good schools and low crime rates. 

Do you challenge the HELOC method because you were on the debate team in high school and like to try and heat up threads for discussion? 

So do STR hurt yes but they also help the economy because locals benefit from the lesser number of kids in the schools and the increased amenities like restaurants and more grocery stores and shops you would not have if you weren't a STR area.

Info pulled off MLS directly.We are now in that time of year where school has begun and, cyclically, real estate cools down for a little while.

I see the 2 big Alabama schools both made the list.ROLL TIDE!

We generally have enough visitors around warm weather holidays and while kids are out of school to keep occupancy high but the rest of the year can be very rough unless..2) It's ideal to be located in or very near one of the things I mentioned above that attract visitors to the area. 

It's a nearby market with many of the same characteristics of the DSM market, but definitely bolstered by a strong state school economy.