I still stand by that we won't see any major tax legislation this year since the TCJA expires in 2025, not 2024.

If you haven't already, keep an eye on recent Colorado legislation regarding tenant/landlord laws.

Christopher,Just go to Tampa. gov and fill out a rezoning application and list your proposed improvements in detail.

There are at least 10 with lots sizes 20 X 60 some of these sold for 1.3 mil and have 1000 sqft than I am proposing, bigger lots 25x90 sold for 1.9 millionmy lot is 40X60 Wide home (not narrow) in the best part of Philly.

I would get in touch with them as soon as possible to propose a yearly lease.

So he proposed an idea I've not heard before which was raising capital from investors and having your investors be treated as 2nd position lenders.

I am attempting to refi under a DSCR loan proposed interest is 8.375%.

I propose a duplex because it is more in line with the other units.  

It's tough enough for two partners to get along and the roles and contribution structure looks like it could cause resentment or problems within the proposed partnership.

Home insurance is not designed or priced to replace roofs every 5-10 years and then to double down and say that doing so doesn't affect pricing is just nonsense.The roofing practices you mentioned end up getting legislated out of existence (see Florida) because they're untenable.I agree the original poster should explore every avenue but there's no way a legit roofing company is going to be able to "turn this around on the insurance company" in this scenario.