It has been my experience, too, that smaller banks with a deposit relationship have a lot of flexibility and a variety of products on offer.

Less expensive and more productive in my opinion. 

Activity will always be great when you buy right and make a great product.

If so, you need to disclose this when you make a post recommending or suggesting the product or service you represent or have a financial interest in.  

There are certain individuals that are in your face selling their products/training and it has caused a negative reaction on Bigger Pockets if certain individuals were promoting Sub2.

Hi Taylor, yes we typically require a down payment on our hard money product.

I'd recommend looking into the "Multifamily DSCR Loan" product for anything up to 10 units - not well known yet, but has a lot of advantages in the MF nichehttps://www.biggerpockets.com/...

Tons of support here so ask away.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.

You might also want to explore specialized banks that focus on working with high-net-worth individuals who leverage insurance products like Merrill Lynch Private Banking or Wells Fargo’s Private Banking division.

Instead of worrying about taxes at this early stage, it may be more productive focusing on finding the right deal, the right funding and the right contractors.