Also, I normally try not to call out people or pick fights on social media, but please do not refi your loans into DSCRs thinking this will fix the problem.

If you still have those properties and mortgages 10 years from now, rents will likely be much higher, and the value of the cash you are using to pay the mortgages will be much lower even assuming normal 2-3% a year inflation.

That is just normal not saturated in those cities, lot of blue collar. 

Putting that much down with a normalized interest rate I assume the cash flow is there. 

How long after the disaster will the value and marketability come back to normal?

Normally when someone makes their first post and says they found a deal, it's not a deal.

One learns very quickly and unfortunately usually the hard way that cash tenants are a huge gamble and that section 8 is the only way to find healthy, consistent, positive cash flow in Detroit and many of the other inner cities accross America.

Will the state allow you to garnish the amount as normal income?

It's in midwest where insurance rates normally lower.

You must not know anything about the on-market business or you would understand that it is normal because most real estate agents don't do anything.Not that this matters, but my team was on the RealTrends Top Teams in the Country list 2021, 2022, and 2023.