Hi Henry, In number three are you advising him to build new storage units or to buy an existing storage unit facility ?

I don't know about cheaper insurance (yet), but at the event I went to, they said that insurance companies were advised/required to NOT price them higher just because they were concrete homes as opposed to regular construction.I do think it's feasible that eventually they'd have lower premiums as they prove to be more durable/less risky.

Since your CPA is advising that your current structure is sound and not worth changing, it seems you're well prepared, especially with your past audit experience.

Please advise.

It’s far more difficult to form the HOA, obtain the approvals and new tax ID’s than it is to extinguish the existing one and would advise against it. 

There are several great companies to work with in the Memphis area, I'd advise going with someone who owns the entire process from start to finish vs a referral source. 

If you feel like telling us more about your business I'll gladly advise you.

Yes, this has come up in the forums before, so I've looked into it, but I have no personal experience with this company.If my kids were considering this, I would advise against this. 

For the pre-foreclosure properties, the realtor said it took a lot of time to deal with the owner with a big uncertainties so they can't help with those properties either.Please give me some advise on how to use foreclosure.com to find deals correctly.

It's in your broker's best interest to sell the house for as high as possible... so what do they have to gain from advising you to list it lower?