I prefer to stay further from the coast and hopefully further from major storm/flooding events (potentially lower insurance costs).  

A $45 application fee will apply.Income: Verified monthly income must be at least three times the rent (minimum $4,200 combined).Credit Score: A credit score of 650 or higher is required.Eviction History: No prior evictions are permitted.Should I lower it to a credit score of 600 and 2.5 times the rent? 

Everyone knows that cash offers mean, a lower offer, right?

Here's a breakdown to consider:Cleveland: @Zeke Liston You're right, Cleveland often boasts lower purchase prices, making entry easier.

This is significantly lower than the mid west in the US.A really nice thing over there is that rents are often payed once per year.Dubai have a very consentrated power and decision organ which leads to very low predictability.

There are plenty out there with fair rates and lower fees.

And offset the previous FHA loan payment showing that you're making the payments for it so it lowers his DTI.

I offered to temporarily lower their rent until they’re back on their feet.

So, for a $2,500 rent with a 3x income rule, you’d expect their combined gross income to be $7,500/month.As for utilities being included in the rent, some landlords in NYC do lower the income requirement slightly (e.g., to 2.5x or 2.75x) since tenants won’t have additional out-of-pocket utility costs.

The lower the score, the higher the risk and the more we charge for a deposit.