Sellers often favor buyers who can make larger down payments, as it indicates stronger financial backing and reduces the risk of the deal falling through due to financing issues.Additionally, SFH properties are more accessible to a wider range of buyers, including first-time homebuyers and families, which can lead to less direct competition from institutional investors.

@Elizabeth Leb Every dollar of that $20k needs a purpose.

This leads to state funded insurance which will be very costly because only those at highest risk will participate in it and if the losses continue, they eventually will need to get the money from someone (rest of people in california?) 

Also, private provider plan review is an option and reduces the lead time for getting a permit.You can check the status of your permit applications using the City of Cape Coral web portal, link below.https://energovweb.capecoral.gov/EnerGovProd/selfservice#/ho...  

Look, I am not saying all this is going to happen, that Pace will soon be lead away in cuff's for an all expense paid lifetime pass to "club Fed"....

I'm not sure if any also lend in Canada, but you might want to expand your search to include "non-recourse" just in case it leads to some more options for you.

Or you can create the policy donate it and should be able to get 2.5 times the value for tax purposes.

This is primarily due to two key factors: low inventory (leading to tight margins) and high interest rates.

If I convert those monthly nets into annual nets and plug those in to see what amounts of cash in would lead to those results in each case, I come up with:Scenario 1: $2000/month ($24000 annual) to equal a 12% return means you're in $200,000 cash. 

I don't have personal experience with it, but when the app was first developed, I contacted the developer and put the app through a fairly robust test usage to see if it's something I would want to recommend to my clients (I'm a CPA).I think the app is great for its intended purpose and I do recommend it to my clients now (and have for about 18 months now).