If I negotiated $850k, then ROI with $5,400/m  ($65k/yr) = 7.6% (inclusive of 850k valuation only, not interest & expenses).  

This isn't inclusive but should give you a good start.

In CA our All inclusive deeds of trust ( and title insurance would have protected you)The only thing an attorney can do for you now is check to see if the Title company who closed this should have had a condition of the underlying mortgage before they did the deal.. but to the title company they may have simply thought the seller was carrying a 70k second..

However, I do not participate in the S8 program and my unit is not approved by S8 for inclusion in their program. 

This isn't inclusive but should give you a good start.

This isn't inclusive but should give you a good start.

Rents are not inclusive of utilities.

I know you are likely super eager to get started and i dont want to ruin that for you but i definitely am worried if you do not incluse all of these things

I look at CoC as not inclusive of equity accumulation.  

If you are referring to a TPA (Third Party Administrator), then I suggest using Equity Trust Company (www.trustetc.com) as they have low, all inclusive fees and have a wealth of info on there site as well as 24/7 telephone service.Cost depends on how much the account is worth.