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9 December 2024 | 38 replies
Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.
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3 December 2024 | 15 replies
DSCR loans are ideal when your debt-to-income ratio is a concern, as they focus on the property’s cash flow rather than your personal financials.
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26 November 2024 | 14 replies
My customer service rep is a flipper and I love that because he knows why I want to do what I want to do and can discuss the approaches with knowledge.So far, the experience has been positive.
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26 November 2024 | 9 replies
They’re all accessible but would take a bit of effort to get to if there are tenants occupying both units.It seems like this may have not been the most ideal purchase then, with the biggest problem being that it’s a single family being rented as two units.
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25 November 2024 | 23 replies
Three beers and six hours of folding can not be my life if I want to get to my ideal volume which would be around 1-2k per month once I'm able to afford the list and the postage.
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21 November 2024 | 6 replies
You can customize the approach to your own needs.
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27 November 2024 | 13 replies
I am from Dallas so I am familiar what areas would be considered "ideal".
25 November 2024 | 11 replies
Mine is customized to my properties and my needs.I have a tab for each property.
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30 November 2024 | 16 replies
Ideally tho it good to have at least 6 months of reserves in terms of overall mortgage payments.
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2 December 2024 | 21 replies
You can always tap into HELOC for a safety net in the short term (not ideal) but there if you need it!