I wouldn't let anyone tell you not to do it in 2024 unless you simply don't want to. 

(no waiting period to simply refi what is owed) DSCR programs are not purchased by Fannie/Freddie so they can set their own rules and some have a waiting period as short as 3 months. 

I would have talked to them BEFORE cancelling the painter and given them the option of which way to go, but since you already cancelled the painter I would simply charge them prorated rent for the 5 days until the painting is complete and deduct that from their deposit.

I simply take a picture, text it to the tenant and they add the payment to their next month’s rent payment.

If it's simply cash flow--irrespective of hard assets-- then you're better off buying some form of debt.

I purchased my first two multi-unit properties using data and they've doubled in value in 5 years simply because my metric was population growth and movement. 3.

But maybe they were delivered to the wrong address and the lady in wrangler simply had behavior that seemed to match a porch pirate.  

It's kind of funny, some owners are thinking that simply because they have a house, that a investor is just going to pay near fully price, and its like, why not list?

You simply need to pursue sellers that need to sell.I'm closing on my first property since re-starting from labor day by December 23rd.

It is a tough buy and hole RE market everywhere but markets like San Francisco are particularly challenging in the short term due to the poor cash flow (negative cash flow).