And half of American renter households spend at least 30% of their income on housing, which is up sharply since 2000, according to Harvard University’s Joint Center for Housing Studies.

I managed to secure owner financing for five years at 6% interest on half of the property cost, with a 7% rate on the remaining financing.

@Mark Miles - you're telling me, but it's not like I have too much choice in the matter, will likely be looking to manage bookings myself and move forwards as best I can.

The house was less than 5 miles from the Mexican border so undocumented folks and their smugglers came by our house often. 

both the onboarding and the sales calls were great, and overall my lead quality is miles ahead of anything else I've received in the industry. 

It's not unusual for one good person to apply, and they move in their half brother that just got out of prison or something.There's a lot more to look at than just income. 

My thoughts have been to use half for 20% down on next primary and the rest for a rental property OR put all $150k into a multifamily and house hack for 1-2 years then do a HELOC and do it all over.What would you suggest if you were just starting out? 

The journey of 1000 miles begins with one step. 

A half duplex in the Calgary suburbs where I live sells between 500-700k. 

Hi @Andrew Freed, It is fairly recent, it has been about a year and a half since it passed.