That said since you want to get a graduate degree for work, I would suggest something business related.

It is OK not to have cash flow if you get great appreciation. 

Welcome to the community and be ready for a huge amount of information at your finger tips.

Lastly, land development requires solid planning and capital, so getting the right development loan with flexible terms will be vital for success.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

Why weren't uber drivers required to get taxi licenses just like taxis did? 

With my current balances that would be enough to get there only looking at those two retirement accounts.

. ($150k down, 5 year seller financing.) my point being you may get $20-$40k more in a year if you don’t need to sell. 

If you were going to just do a remodel like a flip and not add living space I would say that would not get you more money.

Some guys I work with were getting 90% advance rates in Houston, but I think the banks are back to 70-80% now.