Unfortunately because loan programs change so rapidly, you might have to manually call local banks yourself for programs as they evolve their lending guidelines. 

Using loan proceeds to purchase another primary residence is considered consumer purpose and would not fall within DSCR guidelines.

What do you do in these situations- ignore manufacturers' guidelines?

Investors who purchase the bond-like mortgage backed securities are provided a prospectus in which the nature of the assets held in the portfolio must meet specific guidelines and specific vetting processes for ALL borrowers.

I figured it would be a gamble but with the seller still receiving monthly cash flow, I think that maybe it would be intriguing.  

This guideline is lender specific.

I would recommend reaching out to the county tax commissioner or treasurer for guidance on the tax sale guidelines as they may vary by county.

Aso, I'm particularly interested in knowing if it includes guidelines about mold inspection in Orlando.

Lenders will most likely always take the lesser of the two, one must have to read into their guidelines before you work with lenders.

The drawback you have to fit "in the box"; 20% down +, excessive reserves requirement, specific restrictions on tradelines, assets guidelines, DTI under 43%, owner occupancy etc.. if you are open to ARMs you will have a bit more options..Also need to consider the type of property - if condo/condotel banks might not finance at all.. there are many factors to consider we do have some good outlets for jumbo, would be happy to review your scenario and give you a quote.