I’m now either gonna lose my earnest money and all the time and money I’ve invested into getting my offer accepted, or I’m gonna have to pay through the nose for a hard money loan to get the property.

One thing to keep in mind is the "fractured" nature of Western PA in general.

(I am not a lender but from my personal experience/understanding) Yes and no, see Chapter 7 of the VA loan handbook.

Overall, like anything there has to be a balance of the regulation and like in the examples above when a suburb goes too far the suburbs will end up cutting their nose to spit their face.

Now a nose bleed level of 4%. 

Do not get hypnotized by someone waving money under your nose. 

It will be buyers market soon when those recourse loans become due @Vijaianand Thirunageswaram Rental/Flips : Market took a nose dive .

Pero la verdad es que no sé por dónde empezar.Lo único de lo que estoy seguro es que la estrategia que quiero seguir es intercambiar casas, me parece interesante y creo que podría dármela.

I didn't stick my nose right on it but it's not really emitting any kind of an odor that I can detect.Thanks again everyone for chiming in.

What happens when you PCS to a Low Cost of Living area and your BAH nose-dives to $800-$1100/month?