In addition, some lender loss mitigation departments have their own rules, policies, and procedures.

Speak with whomever is in charge of lending (usually a VP).Go meet your banker in your finest clothing (you're a business man, dress like one) and put together all your financial statements.

Be sure you know the procedure for doing the rezoning.

What they really need is an atty. based near them to handle the procedures you mention.JET

Remember the old joke that asked what we would do if there was a medical procedure that extended anyone's life by 20 years but cost a million dollars?

There has been an expediter from the Engineer's office coordinating documents on occasion up until 8/08.Now I have taken over the project and would like to get a clearer idea of what the standard operating procedures are.1.

California Housing and Urban Development - then search for Cali... it will guide you through the procedure.

I am one example - We give the bank document, that shows our firm have 35 000 euro profit for the last year and this was not enough We mortgage one of our flats and after all this 1 month and a half procedure we get 8.5 % rate for year.

A PM won't give you bad references, so use your opportunity on the phone with these references to ask questions about procedure and process.

Instead of having to take the time and hassle to go learn local real estate issues (like laws, forms, procedure, market) using me eliminates 99% of the hassle.