The worst feeling is investing in a property only to end up losing money and your peace. 

You should factor in time value of money and opportunity cost.  

It would just cost you the extra service fee + wire transfer fee.

But finding a virtual employee who you know knows what they’re doing, won’t “half-*** it”  and yet won’t run off with your money might be harder than it sounds.

She'll pay me market rate rent, thus keeping that money in the family, and the condo will eventually transition into a more traditional rental property that will support my retirement and that my children will one day inherit. 

So think of it as the total cost of borrowing money. 

Please don’t “invest” any money in a class/bootcamp you aren’t willing and able to afford just burning.

If you want to spend the money you can consider triple pane.

While I am a lender, I personally use hard money on all of my own investment projects.

Don't take out a HELOC Jason, it's not worth the time it takes for the amount of money you need.