@Toby Eagan ....and I would also endorse Scott Meyers video as well.

So you need to ask your agent to find you a landlord policy that includes an endorsement for water damages.

As a Knoxville native (pretty much) I heartily endorse the area, of course I'm biased!

It may be classified as a 1 family and have the liability for the 3 units endorsed on.

She said when I bought liability insurance for my businesses through her, she always got an endorsement that covers me because litigants always go after the owners.

yes main endorsement is they are real and they fund and are competitive in pricing ..  

But operators would be limited to using no more than a quarter of their building for that purpose and might be required to provide some affordable housing units.See here for the most recent news articles on STRs in NOLA:  New Orleans City Planning Commission endorses stricter short-term rental rulesShort-term rental changes in New Orleans would require owners on-siteAnd here is the City website for more info:  https://nola.gov/short-term-rentals/

It was endorsed here on Biggerpockets.

https://www.kapre.com/resources/real-estate/just-w...https://www.inman.com/2017/03/14/5-reasons-you-sho...I'm not endorsing these companies but please read the articles regarding (pro's and) con's of having a RE license as an investor @Bryan Feltman

A well-crafted additional insured endorsement on the insurance policy would be required (researched)