I could write volume on how perverse, corrupt, damaging and deranged big-corp. has become in the U.S. and the solution is kill big-corp, empower small business. 

There is a free app called Empower PER available on app store.I use this to track my net worth at any point in time.

I nearly went with a firm in Kentucky or North Carolina - can't remember - found them on Upwork - and had planned to fly out to meet them - but I circled back to one other local contact one more time - we met got on the same page and they are within walking distance of my office and readily reachable with a few employees in the office so I should be good with them for sometime.I use a # of things that automate stuff so there is no point in wasting human labor and time on it from ordering groceries online, deliver what we can then curbside pickup the rest - ordering all of our supplies online, empowering kitchen staff to take charge of the food ordering etc - there were a million inefficiencies we had - still plenty left but got the lions share taken care of.Use a service in Cali to have our bills mailed to - they open the mail scan them in and then I forward them to Bill.com - I click a few buttons and can pay the bills which are then synced with QBO - receipts can go to Hubdoc and payroll is outsourced to the bookkeeper as well - so for the $18k which inc payroll and software fees there was a # of moving parts going on - I could just tell with the automation she wasnt doing much at all due to very little responsiveness the past 6-9 mos and no reports, large swaths of time to have books reconciled among other things - I could do it all myself frankly now but I dont want to worry or stress of it - it's worth it to farm it out.I stayed away from in house as well as the prior owner had an in house person and I later found out his books were all screwed up - I was also sold something that was not entirely accurate due to a few other things - but it's fine - we found the problems and fixed them. 

Yet, we have 0 shortage of the whining as to why doesn't the elite focus on empowering everyone to be millionaires.

I guarantee there were economists and logistical experts sounding the alarms saying you can't stop the flow of good's and empower demand at same time, it will be disaster.

Although recently I have seen a variation on that: "You only hate us because we're trying to empower the next generation of 'investors' and you hate losing the advantage of having all the money!"

Investors have the opportunity to deepen their understanding of financial markets, investment strategies, and economic trends, which can empower them to make more informed decisions.

I think few people are happy with 3rd party warranties so empowering the buyer with that decision keep them from being upset with the seller later.Some other reason?

Alternative lending options provide a pathway to capitalize on the potential of these properties, allowing owners to expand their portfolios, improve existing units, or navigate financial challenges without being hindered by traditional credit assessments.In a landscape where the sharing economy continues to evolve, these innovative lending solutions empower property owners, fostering growth in the short-term rental sector.--- Are there options I missed?

Our aim is clear: empower couples to attain financial freedom while building enduring and thriving bonds because we firmly believe that a strong partnership is the key to success, be it in real estate or in life.