IF IT'S ANYTHING IT'S A SCAM BECAUSE THEY'D BE MAKING SO MUCH MONEY THEY'D NEVER THINK ABOUT TELLING YOU ABOUT IT.WHEN THE NUMBER IS $3000, $6000, $8000, OR $10,000 DOLLARS---- then it is ALL COMPLETELY WORTHLESS FOUND IN BOOKS OR IF YOU CALLED PEOPLE YOU KNOW IN THE BUSINESS (LIKE REAL ESTATE AGENTS).NONE OF IT'S EASY.

But the road crosses 3 other properties for which there is no legal access.  

It's very easy to make one tiny, minor assumption to fill in an unknown that completely changes the context and consequently the answer - I've caught myself doing this a few times.As far as the legal responsibility for the debt goes with Subject To, my guess would be that the contract basically provides a pathway for the seller to pursue the buyer for recourse related to losses they suffer from the default of the original loan, like a form of indemnification, but does not absolve the seller of responsibility for the debt.

As easy as this sounds, it's not simple and usually like pulling teeth.

As a broker, I do have access to about 15 companies that do helocs on investments! 

To make things as easy as possible, I send a monthly Zelle request about a week before the rent is due.

In your scenario you'd have a potential tax event on that $200K difference.Here's a creative way to access most of that money tax free however. 

I wish you well in your situation, this is never easy.

It wasnt an easy decision, but he’s now breathing easier with stronger cash reserves.Another thought: refinancing.

It's set up to be accessible and appealing to your audience.