For 2024, the annual gift tax exclusion is $18,000 per recipient (rising to $19,000 in 2025), and amounts above this require filing a gift tax return (Form 709).

Then they'll charge an additional $2,400 for filing tax returns. 

If you are skilled in each of the areas above, and you have enough in reserves to cover the costs of when things do not go as planned, then you can likely attract money from private money lenders who want to get a return on their money and they see lending to you as a low risk way of earning a better return than in the other passive investing options they have. 

If experience is your concern, you can easily partner up with another experienced investor in your area to help balance the risk out. 

You need answers before you can calculate the return. 

Their job is to keep investor capital allocated and returning, so there's only a deal if they can actually redeploy the capital into something better.As a buyer, you need to establish a lot of credibility for a deal this size.

I'm at a $140k starting salary if I go return to cybersecurity.

I've decided that finding "deals" in Arizona is unnecessary as there are other markets that one need not search high and low to find something that can produce a decent cash-on-cash return.

But otherwise we have had good luck with them.The nice thing about the re-key Kwiksets is you can easily change out the key AND you dont have to worry about stripping the wood by putting in a and changing out a lock.Plus it takes like 2 seconds to re-key the locks.

Find the best asset you can and use higher effort strategies to fight like hell to break even or eek out a small return.