Unfortunately they financed their education with debt that can't be discharged even in a bankruptcy and many if not most can't find full time work in their chosen fields.Plus to add insult to injury, what ever they do manage to save for a down payment earns zip thanks to the Fed's ZIRP (that the Fed find themselves trapped in).

In Oklahoma, until the probate case has been completely discharged, the court has to approve any and all property sales, so you have to be in contact with the attorney.

If he paid the mortgage off then the mortgage discharge will also be registered there.  

@Ron Brady Based upon those facts, it's possible that $60k (or some of it) would not be dischargeable in BK.

If the lien does get approved, is my only recourse to sue to discharge the lien?

Here in MA I order a title exam and am provided with copies of the deeds in the chain of title, the mortgages etc and a cover sheet with notes by the examiner like "Discharge at Bk 1234 Pg 10 appears to have wrong party", then I look at the copies and have to decide if it is really an issue and if so how it can be fixed going forward in order to close.Maybe you need to order a different type of report.

Guys,Any GC/Plumber/HVAC person comment on this.doing an installation for a range hood where previously there is no duct going outside but there is a duct going straight outside from one of the gas fireplace (no chimney involved straight horizontal duct outside).The homeowner didn't want to install a duct (which is an easy option) as the hood wall is facing outside.The homeowner got someone to install a "Blue PVC Lay-Flat Discharge Hose" approx 1.5" diameter that connects to the fireplace duct (seems like proper sealing), but I have never seen this before, is this going to work if I installed the range hood that has 600-700CFM, wondering if anyone has seen this or have comments about it?

However there are a couple instances where it may not:  1) the loan has matured (in some cases depending on the verbiage in the mortgage) or 2) the loan was discharged which is a grey area as Reg Z of CFPB outlines that interest cannot be collected if statements are not sent out after a discharge. 

We look at how recently a bankruptcy was discharged (if it was).

I also had filed bankruptcy around the same time, and later found out that the lender who had supplied my 2nd mortgage (covering the down payment) had apparently discharged the loan - either due to the bankruptcy or the HAMP mod, very little information was given to me about why.