hello, my name is benjamin and I am 22 years old.Ive always wanted to get started in real state, and I’ve been saving for an investment property and get started.The problem for me comes now when my family wants to buy a home, and be owned by all of us (sister,brother,parents and me).

The child (property) stuck in between.

Even when I hear stories about investors that scale quickly, take on max leverage, partner up, etc. and get 28 doors in 2 years, it's either a situation where all details and context are not communicated (rich parents - for example) or it was a "just because something worked does not mean that it was a good idea" situation.You win the investing and real estate game by never being a forced buyer or forced seller and letting the compounding effect of time take over.

From a servicing and reporting perspective - if the lender does not report to credit and they REQUIRE an LLC to fund, then the parent servicing entity most likely will keep your business/investment loans separate from personal credit.

This first one is my problem child. 

After a year I would move out and rent both units out while living with my parents.

You can also learn how to paint by painting rooms in your parent's house. 

Since 2020 I have gotten married, had 2 children, taken in my grandmother in law and have a 3rd child on the way. 

@Eryn GarciaPros are that students generally have consistent income from loans, parents, grants.

I've drawn the new build for an owner-occupant to have a single family home but with the option of having a "tenant"/roommate or family member (perhaps in-laws, or elderly parent/grandparent, or a brother/sister, who wants private, separate living space, etc.) living in their own space with their own separate utilities.