I'm not looking to buy or sell so save your breath there, I simply want to learn how the process works.

I would start by calling your local state banking dept. in your areas that issue licenses for mortgage brokers, lenders, etcc when ask them whom else should you check with to make sure the feds won't be breathing down your back as well, if you are ok and do not need one with the state.

You concerns about stability are well founded, especially with the FTC breathing down everyone's neck...and while lead gen is easy money, it's one of the most fraud-ridden industries on the planet- even in the offline lead gen world, and long before the Internet came along.

With some owners having past negative experiences with other management companies, I pride myself in being prompt, professional, and always enthusiastic in a business that needs a breath of fresh air!

Take a little time, take a deep breath.

Maybe when I catch my breath I'll have a different answer, but for now I'm just focused on building successful businesses that will provide the backbone of expansion.

But don't hold your breath.

Would those who have more experience than me suggest I look for foreclosed properties using cash again and simply catch my breath for a bit or is it a better idea to look for deals that don't require cash only buyers and use the cash in conjunction with additional loans?

And so, you must take a deep breath and step through a door, take some action, allow yourself to Act on those dreams.If you do not fully believe in yourself - no worries.

I got a breath of fresh air learning of your success!