I just used this basic loan calculator:https://www.calculator.net/loan-calculator.html

But basically with a construction loan you will need to have considerable cash involved - most costs need to be paid for and then the bank will reimburse at certain checkpoints.You may want to start with some smaller value adds inside the existing house to maximize rent from the house hack. 

Hey good folks of BP. I come to you hat-in-hand, looking for the collective expertise I've come to enjoy here. I work for a portfolio lender as their point person for construction loans, and now I'm trying to grow the...

if the OTA has issue with you and bans you (there are some crazy horror stories that alone would deter me from listing on a single OTA), you are basically starting over.  

Basically wanting to pay two years of Real Estate taxes in 2025 and deduct on 2025 Return when filed in 2026.

It's basically a sanity check.

I am looking for the basics.  

That's separate from actual investing money - the "cover charge," if you will.Wanting to see them in action vs blindly going all-in from the jump w/ RADD IC, my thought process was to get into a c"onsilidated" SDIRA from where other funds were, and knowing those are basically untouchable for quite some time (at least for me), seeing where things went vs. putting in liquid cash from day 1. 

Secondly, if this fails, he offers insurance through Equity Assurance that basically pay offs the underlying note through refinance.

CA has the cheapest HML / PML rates in the country basically.