The dilemma is that the place is old and awkward, I have to work around 2 foot thick stone walls and as it stands my master will have a full bath directly across from it in a hallway that attaches to the living room.

In a nutshell, this rental is awkward size for the area, and most similarly sized homes are in a nicer county, suburb, zip code, and school district a mile away.My current dilemma is that I have credit card debt approaching 40k, of which I'm paying about 22% interest on half and 0% on the other half until Fall.

That will put you in an awkward situation and waste your time. 

Some months I'll have $3,800 in cash flow; that is cash flow strictly from my current job after expenses.I've been listening to Bigger Pockets YouTube Videos, as well as VIPFinancialEd, and Rent LIke A Prop for the past eight months.I've been taking notes and what others have done, and now I'm about to make it happen myself.Any and all advice would be appreciated.I look forward to joining the rest of you on this journey to financial independence...even if I happen to be a late bloomer taking an awkward and difficult path to getting there.Cheers,"Makiing it happen" Matt

@Zach JacobThis sounds awkward, but @Natalie Kolodij who mentioned me is pretty good herself - which she is not allowed to proclaim publicly :)

-even folks with large portfolios feel awkward at meetups when it’s randomly silent.

Made for an awkward closing. 

Well I hope that goes well, it would be awkward if it doesn’t.  

WIth that said, the risk in this is far greater than the reward... look at it like this:Best Case: She gets a job, stays continues to pay rent through next contrat... maybe renewal.Most Realistic: She takes reduced rent and hopes to get a new job, it may or may not work out but it's awkward for everyone trying to make up extra rent.

@Will Parker I read his book (Never Split the Difference) a few months ago, and it was a real game changer.TL;DR:  I used the 65%/85%/95%/100% increasing offer tactic, huge amounts of tactical empathy and I refused to speak first whenever possible (yes, I had to embrace the power of the awkward silence)For this deal, I made it a point not to speak first.