Commercial values can fluctuate greatly - I am a fan of time heals all wounds and if you acquire a commercial property and can turn it around I believe there is still money to be made. 

., generally speaking, every North East Atlanta suburban market will be tough to find and acquire cash flow deals (especially with current rates).

Quote from @Larry Nielsen: Hello Fellow Investors,I am looking to acquire more long-term rental properties.

Now, of course there are deals out there that can be had but personally, I am 100% OK with my money in the markets and keeping a balanced portfolio while I wait for the opportune time to acquire more real estate.

I thought it would be extremely formal guys with briefcases and way over my head. i felt it rapidly grew my network, knowledge basis, and confidence that has propelled me to be successful in acquiring 300+ units over the last 4 years. 

Recently acquired duplex and used Avail for everything- advertising, screening, lease signings, deposit collections, etc.

It's also a fluid situation as banks are constantly being acquired or merging so paying close attention to which banks these loan officers move around to is generally a good indication of which banks are going to offer the most aggressive terms.

You are becoming distracted and diverting your time, energy and resources away from where it should be spent which is locating and acquiring good real estate and then managing it well. 

Multifamily is good, just make sure you have enough funds to acquire them.

If you are acquiring an asset that will throw off more cash than required to pay your credit card and you have no other choices then use your credit card.