Good news is that the bills will be extremely low.

@Roger Steciak here are a few good articles to read on SD401ks relations to AP. https://www.investopedia.com/articles/personal-finance/040716/which-retirement-funds-are-protected-creditors.asphttps://sdirahandbook.com/self-directed-ira-news/asset-protection-for-your-self-directed-ira/Another great resource is @Brian Eastman The Godfather of everything self directed IRA.

Everywhere on the news, people are talking about multifamily distressed owners.

In my opinion, the new Owner news should come from the current landlord first. 

The good news is, you're in a fantastic spot! 

As a born and raised European, I am painfully aware of the scarcity of good quality food in the US.

More about this in IRS 523Even if you qualify to exclude part of the cap gain under Sec 121 you are still required to pay Depreciation Recapture on sale (not the case with 1031 Exchange)1031 ExchangeOnly rentals are eligible for a 1031 Exchange - this is good news for you.

The highest rates were in Illinois, Delaware and New Jersey.Link to article: https://www.attomdata.com/news...You can make an argument that not many of these properties will end up in the hands of the bank as REOs.

This directionally feels like great news, and appreciate the detailed input!

looking at the news I can see why someone would not want to drive to FLA now.. it is more than afternoon thunderstorms.. and sounds like travel insurance ( which I did not know you can get for airbnbs ) would be wise if its a big price for the stay..