I also speak Spanish and I have dual citizenship...

Plus I live in the lovely state of California and the taxes are brutal on a dual income family.

Some of my clients with stable dual incomes are able to take more risk and do high leverage or cashout to no cashflow deals though that have proved to be very profitable over the years.

Check out this one - https://www.endlesspools.com/p...A pool and hot tub combo with dual zone heating.

In the event that an internal wire fails in a device and energizes the chassis with 110V, the ground wire will dump the current to ground, hopefully tripping the circuit breaker.Surges are an over voltage condition that is normally triggered by lighting strikes or other utility-related events.  

@Brian Kloft   If you have electric baseboard heaters you need a line voltage thermostat with the proper amount of amp.

I would switch it around and have the agent represent the seller and you be unrep'd The agent shouldn't have a problem with dual rep'ng if they disclose and the seller doesn't have a problem, certainly you don't since the lender is typically paying the A-B side's commish anyways.

Personal property finance lenders are now finding themselves subject not only to state sales finance and installment loan laws and licensing regimes, but they are now also subject to mortgage licensing and compliance requirements.The result is dual licensing requirements for personal property lenders (and transactions) in many states.

This could significantly lower your living expenses - that is unless the tenant moves out.If you are not planning on staying in that neighborhood for long or are considering a major life change (i.e. marriage, job change, children etc), owning a duplex could allow you to shift from homestead to investment property and benefit from the dual income stream when you move.

I am a 3 weeks out from closing on a residential property with a full basement that I plan to convert to dual living or short term rental.