Lots of property management companies sell turnkey flips and also have realtors that can find you value add properties, and they probably have contractors to recommend and even may handle the project management for you if you're going to use them to manage the property.

The insurance company loans you the money to pay themselves the interest on the loans.

- Agents and title companies I work with always expect EM to be delivered within 24 hrs of opening escrow.

I also invest in other assets such as stocks, and private companies as well.

I'm not going to through out names, but there are companies that only take $500 at closing from an agent. 

I own a mortgage company now that does both residential and commercial finance, but I spent years as a commercial banker with both big banks (First Union/Wachovia) and 2 community banks.

Wind is one of the subtle items that Insurance companies are starting to exclude. 

Here in the USA you need what's called a "construction loan" and it's also very hard to find a company that will insure you if you're a newbie.

I use one of the most expensive snow removal companies in town for a 16-plex that has 240 linear feet of sidewalk and 10,000 square feet of parking lot.

I can accurately estimate utility costs as most util companies have estimated usages and amounts on their websites, but costs like maintenance, CapEx, make ready, etc., are much harder to estimate.