This does not involve the utility company meaning that you will still have to go into the property, read the meters, then individually bill each tenant for their usage and understand the bill is still in your name.

It’s totally normal to feel overwhelmed when starting out, but it’s great that you’ve been saving and reading up on investing.

Do I care about your pro forma 5 years out that makes all kinds of optimistic assumptions?

It all depends on the market and if tenants actually care about having a new sidewalk and walkway. 

Yelp is a good source because it lets you read reviews of actual customers.

Read and follow your lease, don't allow your tenant to dictate terms.

Nobody cares as much as you do about your project.

Based on how I am reading your summary it sounds like there is solid equity in the 2-family in order for a bank to cross-collaterize assets. 

As it reads, a pro-rata share is "equal to the Purchase Price of Participation divided by the Outstanding Principal Balance of the Note."

Podcasts on the way to and from work, and read a book right before bed, maybe even squeeze a few minutes into browsing some specific topics in the forums.