If I read the story correctly, your client did not report rental income.

The sooner you start these conversations, the better prepared you'll be when the right deal comes along.Local professionals can also be an invaluable resource.

I'll let the rest of the peanut gallery take it from here. 

I answered this on one of your other posts looking for the same thing.  

In the  future - never  pay an application or engagement fee   when trying to  get a home loan or a  reseideential loan  

I can learn from this group and allows me to have a possibility to have a better future.

You're on the right path to success!

It's tough to work with corporate seller's.However, there is a TON of investable inventory in the Atlanta market right now that is institutionally owned where there process is very ridged.

You can attend all the REIAs and read all the books and sign up for all the conferences, and spend all the money, and you are will never really know you can do it until you do.Over 20 years in real estate in various forms and roles, action will beat out intelligence or education or even network 100% of the time.  

It can depend on the property, but owner paying the bills seems rare these days.