Generally it is rated based on the # of properties, # of vehicles, and Limit (sold in multiples of $1,000,000).  

If I'm understanding correctly, we could keep our 1st duplex with the FHA loan (until rates lower then we'll refinance) and then still use an FHA loan for our 2nd duplex since we have lived there for over a year?

After being transferred and hung up on, I gave up.

Purchase price: $900,000 Cash invested: $100,000 In an investing environment where intrest rates are high, creative financing can help maximize cash flow.

A quick Google search shows that Class C in Dallas gives a 5.75% cap rate.

Before I left, we had an average rating of 4.93 across many markets and channels. 

@Andrew GlavinicThere are no mapping programs to transfer data.

DSCR is a better option on rates and cost compared to Fannie and Freddie loans.  

Agree, however that doesn't really help answer the question of the money gets transferred?

If the builder never transferred title, they might try to argue that its comparable to selling a model home within a new construction developement (new home, but has had thousands of folks walking in and out for months...sometimes years).I would be confused as to why someone would offer it as new construction when it had been lived in unless their aim is to avoid capital gains, but you say lived in a few months and not two years so that does not track.