@James Brisson 8.99 seems very high without knowing the specifics on the property other than what you sent.

Get rid of debt, build a budget, and save.

I think this website focuses on creating docs for loans, not sure if it is specifically what I am looking for. i did use eforms.com to create a document.

Check with your plan administrator for the details of your specific situation.The IRS rules allow for a certain amount of flexibility in this area, and most plans do not have pre-payment penalties.Keep in mind, however, that you put the money into the 401k pre-tax.

Make sure to put that in your budget for time frame also.

Budget for Property Taxes: Property taxes can be a significant expense, so it’s essential to budget for them accordingly.

You do want to be careful though, as in a perfect scenario, you'd BRRRR the rental and when you refi, pull all your cash out to pay off your HELOC until you find the next deal.Challenge is that it's not as easy to do this as it was 2-3 years ago when low interest rates could cover mistakes.PM us if you'd like to chat about more specifics:)

The reno to get to the ARV was simple, but I had budgeted $70k conservatively.

We typically have an operating budget of $600-$700m in the county of Maui. 

There will ALWAYS be specific deviation markets in any/all economies up, down, side to side.