the dti will include all of your monthly debt obligations on your credit report as well as the mortgage payment you're taking on along with property taxes and insurance 

This includes learning about it.Not everything works for everybody. 

Including, but not limited to:- market- capital required to renovate the four units that need renovation- expected operating expensesFeel free to provide here or message directly.

Net Operating Income is simply your income left over after all business expenses, not including principal, interest, or any reserves (since those aren't expenses yet). 

Even though the LLC is a pass-through organization for tax purposes, you should speak with a tax expert to find out how it can affect your unique tax circumstances.In conclusion, a number of considerations, including as your risk tolerance, the value of the property, the conditions of your mortgage, and your long-term investment objectives, will determine the ideal moment to create an LLC for your house hack.

I started a new job in January (after being without the W-2 for 6 months due to a layoff) - how long will I need to work at this new job to have this included as part of my income?

So basically, for auction/cash investment properties purchases,  the title search is included in due diligence,  title insurance is for future title problems. 

(the default for 2, 3 and 4 tenants and so on) you would include the shares or percentages in the grant.

Financed with an FHA loan and mortgage being right about $2,000 monthly, included escrow for insurance and homeowners' insurance.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.